8:30am-5:00pm, Monday through Friday
The success of almost any enterprise depends in great part on fulfilling the needs of its community. For F&M Bank, that time was in 1908 in a schoolhouse in Timberville, VA, when local farmers and business owners met to form a financial venture devoted to serving their neighbors and local business. Much has changed since our humble beginnings in 1908, but our commitment to our local economy remains. Most importantly, our company values of community, responsiveness, flexibility, enthusiasm, and incorporating a sense of fun into the workplace, remain the guiding force in how we do business as an independent community bank today.